Climbing Kilimanjaro is one of the most exciting things you can do. The memories you gain from taking the adventure of a lifetime is simply indescribable. However, while many get lost in the dream of travel, the practicalities of protecting yourself before and during the trip by purchasing travel insurance must not be overlooked.
Although nobody likes to believe that anything may go wrong, unforeseen events do happen and having travel insurance gives you the peace of mind to know that you will be able to recover your investment or get the treatment you need should you fall ill or succumb to injury.
So below, we have included our top travel insurance tips for Kilimanjaro climbers. Make sure you are covered for travel cancellation, overseas medical expenses and emergency evacuation, including for higher risk activities such as high altitude trekking up to 6,000 meters.
What are the benefits of travel insurance?
The most important benefits of travel insurance when you climb Kilimanjaro are to cover your financial investment if you need to cancel your trip, as well as to cover any overseas medical expenses and emergency evacuation. Travel insurance typically also covers loss or delayed baggage, flight delays and other events that impact your trip.
In case you are wondering whether you can really afford the additional expense of travel insurance, here are 3 compelling reasons why it should not be overlooked:
Financial protection: Even a short trip can leave you out of pocket if you are unable to travel, so it is important to take out a policy that covers you in the event of a cancellation. If you do have to cancel your trip for any reason or you get sick or injured while you are abroad, the last thing you want to worry about is being left with a huge bill or worse – not being able to pay for your treatment. Most tour operators will not refund you if you cancel after a certain period of time, so it is advisable to purchase travel insurance as soon as you have booked your trip. There will also be other non-refundable costs associated with your trip, such as airline tickets and other items.
Safety: It goes without saying that you will definitely need travel insurance if you are doing anything that has a slightly higher risk profile – such as climbing Kilimanjaro. Climbing Kilimanjaro increases your risk of accidents and illness. You will need a good insurance that covers your overseas medical expenses and emergency evacuation, including for higher risk activities. Make sure your insurance covers helicopter evacuations and high altitude trekking up to 6,000 meters.
Mandatory: Even if you prefer not to take out insurance, the most responsible Kilimanjaro operators make insurance mandatory for you to participate on their climbs. This is in your own best interest, so that they can provide you with their best possible assistance to receive emergency evacuation and hospital treatment, should you need it. Amongst others, travel insurance is mandatory for all Kilimanjaro climbs booked via Fair Voyage.
Which travel insurance provider should you book with?
There are so many things to consider when you are booking your insurance. For example, each provider will have their own terms and conditions and some providers offer specialist coverage for specific activities, such as mountain climbing.
You may also have a number of questions about what type of cover you should get and whether you should use separate insurers for different types of claims. Other common questions revolve around how to save costs and whether credit cards will insure against any risks.
Well, we’ve done all the hard work for you and concluded that World Nomads provides the most comprehensive and affordable coverage for travellers to Africa.
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Why do we recommend World Nomads?
There are many reasons to take out insurance with World Nomads, and we’ve listed the top eight.
- Trusted reliable underwriters
WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.
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WorldNomads.com provides cover for what’s important for travellers from 140 countries. By focusing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online.
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Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you’re already travelling.
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From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels.
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All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
- More than just great value travel insurance
All WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.
- Commitment to exceptional customer service
We want to make sure you get the most from WorldNomads.com. You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.
- Excellent reviews
World Nomads has had good reviews compared to other insurance providers. One of the most famous travel bloggers in the world – Nomadic Matt has consistently recommended them, because of their comprehensive coverage.