Climbing Kilimanjaro is one of the most exciting things you can do. The memories you gain from taking the adventure of a lifetime is simply indescribable. However, while many get lost in the dream of travel, the practicalities of protecting yourself before and during the trip by purchasing travel insurance must not be overlooked.
Although nobody likes to believe that anything may go wrong, unforeseen events do happen and having travel insurance gives you the peace of mind to know that you will be able to recover your investment or get the treatment you need should you fall ill or succumb to injury.
So below, we have included our top travel insurance tips for Kilimanjaro climbers. Make sure you are covered for travel cancellation, overseas medical expenses and emergency evacuation, including for higher risk activities such as high altitude trekking up to 6,000 meters.
What are the benefits of travel insurance?
The most important benefits of travel insurance when you climb Kilimanjaro are to cover your financial investment if you need to cancel your trip, as well as to cover any overseas medical expenses and emergency evacuation. Travel insurance typically also covers loss or delayed baggage, flight delays and other events that impact your trip.
In case you are wondering whether you can really afford the additional expense of travel insurance, here are 3 compelling reasons why it should not be overlooked:
Financial protection: Even a short trip can leave you out of pocket if you are unable to travel, so it is important to take out a policy that covers you in the event of a cancellation. If you do have to cancel your trip for any reason or you get sick or injured while you are abroad, the last thing you want to worry about is being left with a huge bill or worse – not being able to pay for your treatment. Most tour operators will not refund you if you cancel after a certain period of time, so it is advisable to purchase travel insurance as soon as you have booked your trip. There will also be other non-refundable costs associated with your trip, such as airline tickets and other items.
Safety: It goes without saying that you will definitely need travel insurance if you are doing anything that has a slightly higher risk profile – such as climbing Kilimanjaro. Climbing Kilimanjaro increases your risk of accidents and illness. You will need a good insurance that covers your overseas medical expenses and emergency evacuation, including for higher risk activities. Make sure your insurance covers helicopter evacuations and high altitude trekking up to 6,000 meters.
Mandatory: Even if you prefer not to take out insurance, the most responsible Kilimanjaro operators make insurance mandatory for you to participate on their climbs. This is in your own best interest, so that they can provide you with their best possible assistance to receive emergency evacuation and hospital treatment, should you need it. Amongst others, travel insurance is mandatory for all Kilimanjaro climbs booked via Fair Voyage.
Which travel insurance provider should you book with?
There are so many things to consider when you are booking your insurance. For example, each provider will have their own terms and conditions and some providers offer specialist coverage for specific activities, such as mountain climbing.
You may also have a number of questions about what type of cover you should get and whether you should use separate insurers for different types of claims. Other common questions revolve around how to save costs and whether credit cards will insure against any risks.
Well, we’ve done all the hard work for you and concluded that World Nomads provides the most comprehensive and affordable coverage for travellers to Africa.
Why do we recommend World Nomads?
There are many reasons to take out insurance with World Nomads. Here are eight of them:
- Internationally recognised underwriters
World Nomads is backed by a suite of specialist travel insurers that provide 24/7 emergency assistance, customer service and claims support.
- 24/7 emergency assistance
If you need medical assistance or emergency medical evacuation, World Nomads’ multi-lingual team is available 24/7 to connect you with medical treatment and transportation during your trip.
- Buy and claim on the road
Had a change of plans? You can extend your period of cover or claim online at any point in your journey. You can even buy a World Nomads policy if you’re already travelling.
- Adventure activity coverage
Designed by travelers, for travelers, World Nomads covers over 150 adventure sports and activities so you can explore your boundaries.
- Travel safety tips and alerts
World Nomads provides useful and up-to-date travel insurance information and global travel safety advice to help you plan for your journey and navigate the risks.
- Donate and make a difference
When you buy travel insurance with World Nomads, you can make a micro-donation to a community development project to help change lives in the destinations that need it most.
- Travel content to help inspire, educate and plan
Plan your trip with free destination guides, develop your travel storytelling skills and learn how you can be a more responsible traveler with World Nomads as your travel companion.
- Excellent reviews
World Nomads has had good reviews compared to other insurance providers. One of the most famous travel bloggers in the world – Nomadic Matt has consistently recommended them, because of their comprehensive coverage.
- Internationally recognised underwriters